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I'm a believer. It works.

We recently had the pleasure of working with Kelly Howard and Lisa Waltman. This pair of seasoned professionals far exceeded our expectations, going above and beyond to ensure we were kept in the loop every step of the way. Our transaction, the sale of a rental property in Cardiff by the Sea, required that Lisa interface with multiple tenants to arrange showings, inspections and walk-thrus. She single handedly turned what could have been a very difficult situation into a painless transaction for us. The sales strategy offered by Kelly, while a bit frightening at the outset, turned into gold for us. We received 8 offers in 7 days and accepted an all cash deal well above the listing price. All I can say is “I’m a believer. It works".  If you are looking for a pair of quality individuals to work with on the sale of your property look no further.

Brad & Erica King

Kelly and Lisa are the best.

Moving is a stressful time, even in relaxed coastal North County. There's a lot of work to do, a lot of deadlines, and plenty of legal process and contracts.

The last thing you need is a high pressure salesperson who cares more about chasing a number than helping making the transaction easy for you.

That's why our family sold our home, AND bought our next house with Kelly and Lisa.  It felt like we were on a team together. They provided information and guidance, and
clarified our options and decisions, but the decisions were ours. Sometimes the council they gave was not what we wanted to hear, and sometimes it went against their own self interest.  That kind of trusted partner is what you want.

I don't think we ever waited more than a few hours for a response, even after hours and weekends, even when Kelly was off on some crazy motorcycle vacation.

What else can I say?  Agents make a lot of money on your transaction. You should demand the best.  Kelly and Lisa are the best.

Andrew M. |


Enthusiastically Recommend

We had our house in the Composer District in Cardiff by the Sea listed for sale with another local agent for approximately 10 months without success. We were aware of Kelly's excellent reputation, and decided to make a change and have him list our home after meeting with him and being very impressed with his presentation related to his rationale and process of selling our home.  We are so glad that we made the change! The staging and marketing of our home was far superior compared to our prior agent's efforts, and Kelly's dedication to being present at all showings was different from what we had previously experienced.  There is no doubt in our minds that all of this contributed to a very successful transaction that Kelly oversaw and closed on our behalf after only 3-4 months into his listing with us.  We enthusiastically recommend him, and will most definitely use his services again should the need arise.

Mark S.

Great Service!

Kelly and his team made our relocation from Boston to San Diego effortless!  From the first time we met Kelly he was professional, personable, very attentive to our needs and made us feel that he wanted to make sure we found the right home for us.  Kelly's knowledge of the North County Coastal area was instrumental in helping us navigate the market and find the right area to hone in on. With Kelly's help we found the home of our dreams and Kelly's help through the escrow process made ucomfortable that our best interests were being served, even from 3,000 miles away! I would recommend Kelly in a heartbeat.  GREAT SERVICE!!

Jim L.

They Were the Right Team

Kelly and Lisa are amazing.  We did extensive research deciding on an agent to sell our home, and it was clear they were the right team.  What we didn't expect was for them to exceed our high expectations, yet that is exactly what they did.  They both are incredibly knowledgable and responsive, listen and give great advice, and seem to have a knack for understanding the level of detail and support you need.   Kelly and Lisa made the selling process so painless that we then used them as our buying agents, and again they were stellar.

Chey S.

Top Notch

Kelly Howard and his team are top notch.  Since 2004 my husband and I have dealt with Kelly to buy, sell and lease homes in Cardiff by the Sea (a total of 6 transactions).  Through each transaction Kelly has shown excellent attention to detail, paperwork, loyalty to the client and a great professional demeanor.  He picks highly motivated and highly qualified members for his team. They have consistently gone above and beyond their job descriptions for us and our properties. We recommend Kelly Howard without reservation!

Margaret J


We met Kelly and Lisa when looking for a North County Coastal home a number of years back.  They were incredible in helping us through the process of buying our first home in Cardiff (Lisa has the patience of a saint -- we had a thousand questions), and subsequently selling at an incredible value and purchasing a dream home for our growing family in Olivenhain.  We couldn't be happier with everything they've done for us (including welcoming us to the community, helping with questions/research about a potential land purchase, and helping with a couple smaller efforts along the way for family members).  Kelly and Lisa are both awesome -- you couldn't ask for better real estate agents in North County!

Tim M.

A Wonderful Team

Kelly and Lisa make a wonderful team, helping us to get through the many complicated steps of buying coastal property.  We felt well taken care of with each step and appreciated the follow through, the professionalism and the personal service we received.

Michelle Lalouche-Kadden & Mark Kadden

Kelly and Lisa found and led us to our dream home.

My wife and I were looking to buy a home in the Encinitas area a few months ago
and were surprised with how hard it was to get responsive service from an agent, even in a down market. When we met, Lisa & Kelly, we knew we had found the team we wanted to work with. They were prompt, professional, knowledgeable and available. While extremely attentive, they have a no pressure style. After learning about our needs, Kelly and Lisa found and led us to our dream home the first day it was on the market. There was also a competing offer so their strategic negotiation helped us to secure the property. I know most people find their homes on the internet, but Kelly and Lisa found ours. We highly recommend their real estate services and will continue to do so.

Samir M

Best Real Estate Agent I Have Ever Worked With

Kelly Howard is hands down the best Real Estate Agent I have ever worked with. Client's needs always come first with Kelly.

We have worked together for about 14 years, during which time I have seen nothing but professionalism and consistency in providing the highest quality service to clients.  He is Honest, Possesses a high level of Integrity, very Knowledgeable and has Experience that far exceeds most others in his field.

He constantly strives to provide value far in excess of client's expectations. He under promises and over delivers and has developed a great reputation with his clients, as well as with other professionals within our industry. Kelly has secured many lifelong relationships with clients and business associates.

Kelly is number one and at the very top of a very short list of Real Estate Agents that I feel is exceptional, and that I have worked with over the years. I look forward to many more years working together and taking care of clients to help them purchase new homes. Whether representing a Seller or a Buyer, he is excellent at his profession and has a fantastic team assisting him!

Elvin Wesley |
President, Ranch & Coast Mortgage Group, Inc.

Skillful Negotiator

Kelly skillfully negotiated an offer for us at our full asking price in less than average market time, and he did it in a slow and difficult market. Kelly's business runs like a finely tuned engine and it produces results!

Scott M |
Encinitas Resident

Kelly was absolutely fantastic

His knowledge of the market and the process were excellent and went beyond what I had imagined. Kelly was incredibly patient during the whole process, listening to our concerns and not pushing us to make a decision we weren't comfortable with. When it came time for closing, Kelly was on top of everything. He was exactly the person you want on your side - I never doubted we were not getting the best service and price for our home. I would certainly recommend Kelly to anyone looking for a Realtor and I will definitely go back to Kelly the next time we're looking to buy or sell.

K.R. |
Cardiff by the Sea Resident

Lisa Waltman and Kelly Howard were fantastic in helping us negotiate and purchase our first California home. We needed a lot of hand-holding and they were always available to answer questions, line up showings, and make time for us. Their knowledge, experience and reputations in the San Diego North County area were priceless. Thank you!

Matt Johnson |

Solana Beach